This plan is a perfect health insurance proposition for you and your family. It provides comprehensive coverage at the best premium prices. This plan offers financial assistance in case of hospitalization to you and your family on floater basis during the policy year. You, your spouse and dependent children aged from 16 days to 25 years can be covered under this plan. Get the coverage and stay away from health worries.
Single policy, wider coverage for whole family at an affordable premium
Get extra sum insured (auto recharge) at no extra cost
Health Checkup benefit for every claim free year
3 times Automatic restoration of Sum insured by 100% each time
Cover for Assisted Reproductive Treatment
Domiciliary Hospitalization Expenses for treatment exceeding 3 days
Donor expenses for organ transplantation
New-born baby covers from 16th day
Cover for all day care procedures
Coverage for Ayush related expenses
Grace period for 120 days
Cashless Treatment in network of 7800 plus hospitals
In-patient hospitalization expenses like room rent, boarding and nursing charges, etc. are covered under the policy benefits.
Surgeon, Anesthetist, Consultant fees is also covered as per the specified limits mentioned in the policy.
Cost of Pacemaker, medicines and drugs related to the illness/disease is also covered.
Pre hospitalization expenses are covered upto 60 days before the admission in the hospitalization.
Post hospitalization expenses are covered upto 90 days after discharge from the hospital.
All the day care procedures are covered under this plan.
Tax Benefit under section 80D of IT Act,1961.
Donor expenses for organ transplant are covered.
Domiciliary Hospitalization Expenses for treatment exceeding 3 days are covered under this plan.
Assisted Reproduction Treatment expenses are covered, up to the limits specified.
Emergency Ambulance service expenses are covered under this plan.
Expenses incurred towards the cost of health check up are covered.
Automatic restoration of sum insured by 100% where the sum insured is 3 lacs and above.
Hospitalization expenses for the treatment of newborn baby born during the policy period are covered.
Insured is entitled to the bonus of 25% of the expiring sum insured in the 2nd year and 10%.
From the 3rd year onwards for sum insured 3 lacs and above. This bonus can be availed up to a maximum of 100% of the sum insured.
Recharge Benefit is applicable under the policy.
Emergency Domestic Medical Evacuation is payable under the policy.
Expenses incurred for Compassionate Travel for one immediate family member is covered.
Repatriation of Mortal Remains is reimbursed, under this policy.
You can avail benefit in case of treatment in Preferred Network Hospitals.
AYUSH Treatment expenses are covered, up to the limit specified.
Second Medical Opinion can be availed by the insured person.
Additional Sum Insured is applicable for Road Traffic Accident.
Cataract Treatment expenses are covered.
Facility for maintaining personal health records in electronic format.
Annual Health check-up in every claim free year.
Maternity related expenses.
Expenses incurred for Lasik laser.
Cosmetic & Aesthetic Surgeries, etc.